Mortgage Delinquency Intervention

"URGENT: Timing is essential in Foreclosure Prevention. Steps 1-3 must be completed within 7 calendar days.”

If you are currently behind or fear you may fall behind, please begin the Enrollment application immediately

Enrollment Steps: In order to get you “In, Up and Out”, please complete steps 1-3 within 7 calendar days”

• Step 1: Completing the Enrollment Application
• Step 2: Complete the Authorizations & Disclosures

  These will be sent via SignNow once Prosperity has processed your Application.

• Step 3: Submit the REQUIRED DOCUMENTS
• Step 4: Assignment of Consultation Appointment

Once requested documents have been processed, Prosperity will reach out to you within 48 hours to schedule a calendar date/time for your virtual Zoom appointment.

• Step 5: Complete the required FREE Foreclosure Education Online Course no later than 2 days prior to your advisement session.
  Course Access

Required document list:

Income

1. 60 days paystubs (or Social Security Statement and/ or Disability Statement)
2. Most Recent Tax Return and W2 (If Self Employed: Most recent 2 years Tax Returns and Year-to-Date Profit & Loss Statement)
3. Front Color copy of the Driver’s License

Other Documents

1. Closing Disclosure (Please provide by advisement appointment if not able to upload upon application.)
2. Promissory Note (Please provide by advisement appointment if not able to upload upon application.)

Assets

1. 2 months bank statements

Expense and Debt

1. 1 month utilities (phone, water, cable, internet, electric)
2. Recent Mortgage Statement
3. Any Foreclosure Notices from Lender or Lender Attorney (if applicable)