Housing Counseling Program

Complete the Enrollment Application using the following link.

• Application processing can take up to 2 business days. Once your application has been processed, you will be notified via email from education@prosperitycdc.org, and you will be provided the link to complete the appropriate Authorization and Payment form.

• Within 2 business days of the signed & returned Authorization & Payment forms, the fee will be processed.

• Within 2 business days from the submission of a Full Application consisting of steps 1-2, you will receive an email from education@prosperitycdc.org to schedule your counseling appointment.

  Appointments will not be granted until Steps 1-2 are all completed including the successful processing of the application fee.

Submit the REQUESTED DOCUMENTS using the following link. Please complete at the same time as, or within 48 hours of, the Enrollment Application and/or Disclosures submissions.

• All documents must be submitted in PDF format.


• Submit documents here



Other methods of submission are as follows:

• Email: education@prosperitycdc.org (PDF Documents only)
• Fax: 704-938-7431
• Mail: PO Box 1095; Concord, NC 28026
• Drop Off: 1660 Garnet St. Kannapolis, NC 28083


• Please gather and submit the following items: (Additional documents may be requested; however, these are the minimum needed to have a completed application and obtain an appointment.)
  • General
    1. Front Color copy of the Driver’s License
  • Income
  1. 60 days paystubs (or Social Security Statement and/ or Disability Statement)
  2. 3 years of tax returns and W2's
  3. If Self-Employed – Most Recent three (3) Years Tax Returns and Year-To-Date Profit and Loss Statement.
  • Assets
    1. Most Recent three (3) months of ALL bank statements
    2. Most Recent Retirement or 401k Statement (if applicable)**
    3. Most Recent of any other asset accounts (brokerage, stock, etc.) **
  • Expense and Debt
    1. Most recent 2 months utilities (phone, water, cable, internet, electric)
    2. Most Recent 2 months of ALL credit card statements
    3. Student loan statement/IDR agreement (if applicable)
    4. Rental Lease and 12 months payment history (if applicable)
  • If You Have A Purchase Contract
    1. Loan Application
    2. Loan Estimate
    3. Offer to Purchase & Contract
    4. All Contract Addendums
    5. Home Inspections (as applicable)
    6. Appraisal (if available)
• 
  

  NOTE:

  ** These documents are required, however, they can be provided prior to the scheduled counseling session if not readily available at the time of the application.